As a long-term investor, I really appreciate their research reports. They give you a ton of data from top-tier analysts for free, which makes picking ETFs a lot easier.

I'm a bit annoyed that they pay basically zero interest on the cash sitting in my account. I have to manually move it to a money market fund if I don't want it to just sit there and rot.

The acquisition of TD Ameritrade was a huge win because now we get the 'thinkorswim' platform. It’s easily the best tool for anyone who wants to do more than just buy and hold.

Since they took over TD Ameritrade, the transition has been a bit bumpy, but the "StreetSmart" tools are still great.

The thinkorswim platform is honestly the best thing that ever happened to Schwab. It’s got all the technical bells and whistles I need for my day trades, but it’s still clean enough to use.